Land to build or a finished home in Las Misiones? What suits your case

In Las Misiones, Saltillo, you can buy a finished home (four models from 194 to 212 m², starting at $4,350,000 MXN, immediate delivery, price list as of July 20, 2026) or a serviced residential lot in Sector XII (100 lots, starting at $9,500 MXN per m², stage 1). The home suits someone who needs to move in now with a closed price; the lot suits someone who wants to define the project and spread the investment over time.

Key facts

• Four home models in Las Misiones, from 194 to 212 m², starting at $4,350,000 MXN.
• Sector XII: 100 residential lots starting at $9,500 MXN per m², stage 1 — land development.
• A regular 200 m² lot × $9,500/m² = $1,900,000 MXN for the land (calculation, not a quote), not counting project, permit or construction.
• ISAI, at a general 3% rate in Saltillo, applies to both the lot and the home (2026 Revenue Law, art. 3).
• Building permit for housing in Saltillo, 2026: $39.22 MXN per m² of construction in zones H1/H2 (art. 26).

What do you actually buy in each case in Las Misiones?

These are two different products within the same development. The finished home comes as the Grecia (194 m²), Turín (203 m²) and Málaga (212 m²) models, with a published list price, plus the Praga model (212 m²), with a price to be confirmed. The lot is a serviced piece of land in Sector XII, with surface areas ranging from 200.00 to 389.32 m² depending on the lot; a regular lot measures 10 × 20 m, that is, 200 m².

The home is a closed product: what you see in the listing is what gets delivered. The lot is a starting point: the buyer decides afterward what to build, with what finishes and on what timeline.

How much does each path cost?

The home has a fixed list price: from $4,350,000 MXN (Grecia) to $4,901,000 MXN (Málaga) across the three models with a published price. On top of that come ISAI and the notarized deed, as with any real estate purchase in Saltillo.

The lot is priced in parts. The land, at $9,500 MXN per m², costs $1,900,000 MXN for a regular 200 m² lot — this is a calculation example, not a real quote for a specific lot. Next comes the architectural project, the building permit — $39.22 MXN per m² in zones H1/H2, which for 200 m² of construction would be $7,844 MXN, also as an example — and construction itself. There is no verified figure for construction cost per square meter in Saltillo: it depends on the finishes chosen and on the builder hired. Anyone sizing up that cost can check the stages to build a home in Saltillo.

How long does it take?

The finished home is available for immediate delivery: there's no construction timeline to wait out. The lot, by contrast, is in stage 1 of land development, and after buying it, the project, the permit and construction still need to happen before it can be lived in. There is no verified figure for how long that whole process takes in Las Misiones: the timeline depends on the project, the builder and each case's paperwork. To size it up, check how long it takes to build a home and the building permit requirements in Saltillo.

What paperwork and taxes apply?

The property acquisition tax (ISAI), at a general 3% rate in Saltillo, is paid in both transactions: buying a lot and buying a finished home are, for this tax's purposes, the same acquisition of real estate. In both cases the transaction is formalized before a notary, with filing at the Public Property Registry; the details of those costs are in how much it costs to deed land in Coahuila. The building permit only applies to someone who is going to build: whoever buys the finished home does not file for it, because the construction is already done.

How do you decide?

Five criteria help choose between the two options:

• Urgency to move: if you need to occupy the home soon, the finished home removes the wait for construction.
• Control over design: the lot lets you define layout, finishes and construction pace; a finished home isn't modified before you buy it.
• Phased or closed budget: the lot lets you spread spending across land, project, permit and construction over time; the finished home is a closed price from the first payment.
• Tolerance for managing construction: building means coordinating a project, a permit and a builder; buying a finished home avoids that management.
• Appreciation horizon: the SHF housing price index rose 7.4% year over year in Saltillo in the second quarter of 2026, a market-context figure, not a promise of appreciation for any particular lot or home.

How does Grupo Server help?

Grupo Server develops Las Misiones with both options: finished homes and serviced lots. You can schedule a visit to the development to see the published models or check the interactive map of Sector XII with the location and surface area of each lot. The development's listing is at Las Misiones, and anyone still weighing models can use the comparison page. For specific questions about a model or a lot, reach out through the contact page.